Recreational Vehicles / RV


Exclusively endorsed by the Recreation Vehicle Dealers Association (RVDA) since 1992* and also backed by various state associations, XtraRide® and JayPlus™ are two of Protective’s innovative RV programs. We serve both franchise and independent dealerships offering flexible point-of-sale, post-sale and renewal programs.

XtraRide comes with additional benefits that further enhance the purchase of a service agreement. Coverage for these benefits begins the day of agreement purchase and includes items such as towing and road service, concierge service, RV technical support, service call reimbursements, travel expenses, food spoilage, fuel and L.P. gas replacement, claim assistance, substitute transportation, pet benefit, manufacturer’s deductible reimbursement and airfare benefit. Optional tire and wheel coverage is also available (availability may vary by state).

*An RVDA endorsed product or service is one that has been extensively evaluated by the RVDA to assure quality, dependability and overall value. RVDA and the RVDA Education Foundation receive compensation from a Protective company for business generated by RV dealers.

Our RV portfolio of products include:

  • Motor Homes - Designed for both franchise and independent dealerships, our XtraRide service contract plans extend the length of coverage for mechanical breakdown repairs beyond the manufacturer’s warranty.
    Product highlights include: 
    -  Exclusionary and named component coverage available. 
    -  New & used coverage terms from 90 days up to 7 years.
    -  Eligible motor homes include those up to 13 previous model years.
    -  Dealer profit participation reinsurance and retro programs available.
    -  Post sale and renewal programs available.
  • Towables - Towables are very popular and include travel trailers, fifth-wheels, slide-in campers, pop ups, horse trailers, live-in horse trailers, toy haulers, utility trailers and park models.
    Product highlights include: 
    -  Exclusionary and named component coverage available.
    -  New & used coverage terms from 90 days up to 8 years.
    -  Eligible towables include those up to 13 previous model years.
    -   Dealer profit participation reinsurance and retro programs available.
    -  Post sale and renewal programs available
  • Tire & Wheel Coverage - Protective provides optional tire and wheel coverage for the unexpected costs caused by road hazards such as potholes, nails and jagged metals. Plan highlights include (where state allowed):
    -  Flat tire repair.
    -  Tire replacement.
    -  Mounting and balancing.
    -  Valve stems
    -  Wheel (rim) repair and replacement.
  • Additional Benefits - Motor home and towable plans come with additional benefits that further enhance the purchase of a service protection plan. Coverage for these benefits begins the day of policy purchase and includes:
    -  24/7 towing and road service.
    -  24/7 RV technical support.
    -  Service calls.
    -  Travel expenses
    -  Food spoilage.
    -  Fuel and L.P. gas replacement.
    -  Live agent claims assistance. 
    -  Rental vehicle.
    -  Pet benefit.
    -  Manufacturer’s deductible reimbursement.
    -  Emergency transportation. 
  • XtraRide RV Video
    -  See video HERE

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